Key Insights
The 30-year fixed-rate mortgage averaged 6.67% as of August 13, 2026, down from 6.69% the previous week and up from 6.58% a year ago. (globenewswire.com)
The 15-year fixed-rate mortgage averaged 5.96% as of August 13, 2026, down from 6.01% the previous week and up from 5.71% a year ago. (globenewswire.com)
Freddie Mac's Chief Economist, Sam Khater, noted that housing affordability has improved from a year ago, and recent increases in purchase and refinance applications suggest that borrowers continue to respond to even modest changes in mortgage rates. (globenewswire.com)
AI Analysis
Mortgage rates are expected to remain relatively stable in the near term, with potential for slight decreases if inflationary pressures ease and the F...
Market Outlook
Short-Term
The recent slight decrease in mortgage rates may encourage more homebuyers to enter the market, potentially leading to a modest uptick in housing sales and refinancing activities.
Long-Term
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